{"id":13866,"date":"2024-11-15T04:26:31","date_gmt":"2024-11-15T12:26:31","guid":{"rendered":"https:\/\/www.homelight.com\/blog\/?p=13866"},"modified":"2024-11-15T21:31:38","modified_gmt":"2024-11-16T05:31:38","slug":"buyer-documents-needed-to-buy-a-house","status":"publish","type":"post","link":"https:\/\/www.homelight.com\/blog\/buyer-documents-needed-to-buy-a-house\/","title":{"rendered":"But First, Paperwork: 18 Key Documents You\u2019ll Need to Buy a House"},"content":{"rendered":"

It takes a staggering amount of paperwork to buy a house. From copies of tax forms<\/a> to income verification, your head might be swimming keeping track of it all.<\/p>\n

Thankfully, your agent<\/a>, mortgage lender<\/a>, and title company<\/a> will collect and monitor much of the paperwork.<\/p>\n

Minnesota-based agent Becky O\u2019Brien<\/a>, who works with 67% more single-family homes than other agents in Maple Grove<\/a>, explains that while you might have to sign some papers, \u201cThe good news is that buyers don\u2019t need to handle very many documents, especially after they sign the purchase agreement<\/a> and their house is under contract because their agent will handle most of it.\u201d<\/p>\n

But you might still have to manage documents from your lender, print out a pay stub, or make copies of your driver\u2019s license. While you don\u2019t need to worry about preparing many of the forms in the stack, here are 18 key documents needed to buy a house that you should be aware of and pay close attention to.<\/p>\n\n\n\n\n\n

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1. Proof of income and assets<\/h2>\n

When you apply for a mortgage pre-approval<\/a> with a lender, you\u2019ll need to show them proof of income. Depending on the lender, they could request these documents:<\/p>\n